Check the list, by name
Adventure activities
Diving off the islands, ziplining at Angkor, kayaking, climbing at Kampot, dirt biking.
Diving off the islands, ziplining at Angkor, kayaking, climbing at Kampot, dirt biking.
Standard travel policies cover sightseeing, not adventure. Diving, ziplining, kayaking, rock climbing, quad biking and off-road motorcycling are usually either excluded or sold as a paid add-on. Check that the specific activity is named in your policy, and note any depth or height limits attached to it.
September 2026
A standard travel policy is written for someone who sightsees, eats and lies on a beach. The moment your trip includes something with a helmet, a harness or a tank, you are in a different part of the policy.
Cambodia offers plenty that falls into that category: diving and snorkelling off Koh Rong and Koh Rong Sanloem, the zipline through the canopy near Angkor, kayaking on the Tonle Sap and around Kampot, rock climbing on the Kampot karsts, quad biking, and dirt biking in Mondulkiri and Ratanakiri.
Write your itinerary down as a list of activities, then check each one against the policy wording by name. Not by category, by name. “Water sports” is not a promise that the dive you booked is covered, and depth limits and certification conditions are usually attached where diving is included.
Tell us what you want to do and we will tell you exactly which activities are on your itinerary, in writing, so you have a list to check against rather than a guess.
The single most important line in any Cambodia policy.
The exclusion that catches peopleAnyone planning to rent a scooter, or ride pillion on a dirt bike tour.
Small claims, strict rulesPhones, cameras and bags - the most common claim travellers actually make.
The checklistTen minutes with the policy wording before you pay.